Savings

Back to School Savings Checklist

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With an earthquake on the East coast and a hurricane headed for the U.S., back to school shopping may have fallen towards the bottom of your to-do list.  But with students heading back to school in the coming weeks, HelpSaveMyDollars.com has created an entire checklist to help ease the back to school shopping process....
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4 Ways to Negotiate The Best Price

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If you are not trying to negotiate or “haggle” for a better deal when shopping, you are loosing hundreds of dollars a year. As we tread through difficult economic times, the art of “haggling” or negotiating a better deal has become an accepted method of purchasing. Some stores more than others of course, but...
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Fix Your Finances for the New School Year

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The school year is about to begin – but it’s not too late to get your finances in order before the homework and tests take over your life!  Here are a few quick tips: 1.  Open Only ONE Credit Card: College students have too many credit cards.  50% of college students have 4 credit...
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Scott Gamm on ABC News

Scott Gamm ABC News

Before you head back to school, it’s a good idea to make sure your finances are organized. Scott Gamm, founder of HelpSaveMyDollars.com, appeared on ABC News to share personal finance tips. Here is the video: Follow HelpSaveMyDollars.com on Facebook and Twitter.
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Financial Tips for College Students

Cost of College

The back to school shopping season is in full swing.  It’s important for students to take the proper steps to ensure that their finances are in good shape.  Consider these tips: A Credit Card is NOT Free Money – I got my first credit card during my freshmen year at college. Wow, what a...
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Lackluster Back to School Shopping Sales Expected

Shopping Cart

Yet another economic indicator is expected to spawn a disappointing result: back to school shopping.  It’s the largest shopping time of the year, after the epic holiday shopping season.  And sales are expected to remain very similar to last year’s, according to a new report from the National Retail Federation (NRF) by BIGresearch.  And...
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Fewer Students Sign Up for Credit Cards

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Yes!  Finally, the Credit CARD Act (click here for a complete summary of the Credit CARD Act) is showing signs of relief for students.  As you may remember, the Credit CARD Act took effect on February 22, 2010 – it aimed to reform the entire credit card industry and change the credit card game...
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5 Small Sacrifices That Add to Big Savings

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I wanted to share five small ways that you can make huge gains in how much money you have left at the end of the month. The best part is the sacrifices required are not too big – some require a little extra sweat, and others only require a phone call. If you do...
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Top 10 Coupon Clipping Websites

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Gone are the days of clipping coupons.  Technology has even hit the world of personal finance and if you’re still thumbing through the newspaper and cutting out coupons, ditch the scissors and head online for some incredible deals.  Check out some of our favorite online coupon sites below: 1.  Coupons.com: Hence the name of...
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