Savings

Why Save Money?

It may sound like an obvious question.  However, there are several specific answers.  Savings is one of the most important factors for a healthy financial situation. Savings provide extra protection in case the unthinkable and the unexpected occur.  Savings also reduce your debt, which in turn raises your credit score. Here’s how having a...
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Say “NO” to Save “DOUGH!”

We’ve all been in a store and have eyed a new computer or a new shirt and said “I really want to buy that!”.  At that moment, all you’re thinking about is that new item you want. The cost of buying it may never even cross your mind for the 30 seconds that you...
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Saving Money on Super Bowl Sunday

Football fans are looking forward to the annual Super Bowl Sunday, but that doesn’t come without a large cost!  Super Bowl Sunday is full is parties, celebrations, traveling, food, drinks, snacks, Super Bowl memorabilia and spending money.  If you’re living paycheck to paycheck or if your 10 month emergency savings account is being depleted...
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Saving Money on Valentine’s Day Gifts

Valentine’s Day is a time where giving a gift to your significant other is a good idea if you want the relationship to continue!  Right?  And gifts most likely involve spending money!  Right?  Well, HelpSaveMyDollars.com has compiled some ways to save money this Valentine’s Day and still put a smile on your recipient’s face!...
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The 20 Laws of Saving Money

HelpSaveMyDollars.com’s The 20 Laws of Saving Money aim to save you the MOST amount of money each month.  Try to incorporate as many of these laws as you can into your life. Law 1:  Change Your Thinking – This may sound like more of a psychological law than a financial law, but it is very important.  Change...
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Saving Money on Mother’s Day Gifts

Sunday, May 9th, is Mother’s Day!  You can still enjoy Mother’s Day and give gifts, without getting into credit card debt.  According to the National Retail Federation (NRF), the average amount of money people will spend on gifts for Mother’s Day is $126.90, compared to $123.89 in 2009!  The survey also found that total...
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Stop Spending, Start Saving

Cutting back on spending is one of the most difficult financial tasks to overcome – but it is a very important one!  As our 4th goal for “Financial Goal Week” on HelpSaveMyDollars.com, we try to give you the skills and mentality necessary to stop spending and start saving. 1.  Expenses – In order to...
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Impulse Spending

The 6th goal on HelpSaveMyDollars.com’s “Financial Goal Week of 2010” is one that if achieved, will dramatically improve your entire financial situation.  The biggest problem people have with their money is the fact that they spend too much.  If you wrote down everything you had purchased in one month, whether it be a tangible...
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College Graduate and Jobs

During these tough economic times, it is very difficult for college graduates to find jobs.  So what do you do in a situation like this?  Read HelpSaveMyDollars.com’s latest article below: After four years of endless hours and nights studying, working hard and high tuition, it would be great to have a job with a...
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