On Tuesday, we mentioned the lack of financial skills among college students. And as I always stress on this website, personal finance classes should and must be required classes for high school and college students. Only four states require students to take financial classes in high school: Utah, Tennessee, Missouri and now Virginia will...
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You can’t be surprised that college students don’t have proper finance skills – and it’s not even their fault. Only four states require students to take personal finance classes in high school. Millions of students graduate from high school and head off to college with barely any financial knowledge. As mentioned on MainStreet.com, a...
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August is synonymous with back to school shopping. With only weeks remaining until students across the country head back to school, Scott Gamm, founder of HelpSaveMyDollars.com, appeared in Fox Business with Tracy Byrnes to discuss back to school shopping trends. Here is the video below: Follow HelpSaveMyDollars.com on Facebook and Twitter.
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The debt crisis and the subsequent downgrade of the U.S. credit rating from AAA to AA+ has been the dominant news story over the past several weeks. You have probably even heard some fear mongering from some news pundits and economists. If you are like me, you have also asked yourself what you can...
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Late Friday night, Standard & Poor’s, one of the three main credit rating agencies, has downgraded the U.S. credit rating by one level to AA+, from the top tier AAA rating. This means the U.S. will pay more money in interest payments on our debt – potentially to the tune of $100 billion more! ...
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Yesterday was an awful day on Wall St. and Main St. The Dow Jones Industrial Average tumbled almost 513 points closing the day at 11,383.68. If you have a 401(k) plan, chances are your investments lost value. The stock market is a mostly a psychological economic indicator of the state of the economy –...
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An agreement on the debt ceiling has finally been passed through the House of Representatives and Senate. However, risk of a downgrade of the credit rating from the rating agencies (Moody’s, Standard & Poor’s and Fitch) is still possible. Scott Gamm, founder of HelpSaveMyDollars.com is interviewed on CNN about what consumers should do in...
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A tentative deal has been reached – but both the Senate and House of Representatives must vote on the deal, which could come later today. The agreement calls for an increase in the debt ceiling by $400 billion and then an additional $500 billion upon the end of September. These increases are expected to...
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Yet another economic indicator is expected to spawn a disappointing result: back to school shopping. It’s the largest shopping time of the year, after the epic holiday shopping season. And sales are expected to remain very similar to last year’s, according to a new report from the National Retail Federation (NRF) by BIGresearch. And...
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Yes! Finally, the Credit CARD Act (click here for a complete summary of the Credit CARD Act) is showing signs of relief for students. As you may remember, the Credit CARD Act took effect on February 22, 2010 – it aimed to reform the entire credit card industry and change the credit card game...
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HelpSaveMyDollars.com is a personal finance website to help consumers save money, pay off credit card debt and budget wisely. Use our free Expense Calculator to track expenses and save money. Learn how to pay for college tuition, how to increase your credit score and save for retirement by visiting the HelpSaveMyDollars.com Personal Finance page. Stay informed with articles about the latest business news and how it affects your bottom line.
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