Credit Cards

Learn how to manage your credit cards, find the best credit card and tips on how to lower credit card interest rates.

5 Strategies to Score the Best Credit Card

Credit Cards Image

  A New Year might mean a new credit card for some consumers. So don’t just sign-up for any credit card you happen to stumble upon – put some strategy behind this process. We’ve done the work for you, so just read: 1. Don’t Pay Attention to the Fancy Offers Credit card companies typically send...
Read More »

Three Credit Rules for Students

Credit Cards Image

  As we head into the heart of summer, the back-to-school ads will be rolling out from the major retailers. And while students may dread this, the next few weeks are actually a perfect time for parents to have the ‘money talk’ with their children – especially for parents of college-bound kids. A handful...
Read More »

Does Checking Your Credit Score Damage It?

Credit Cards Image

Among the many credit score myths, the notion that checking your credit score causes it to decrease, tops the list.  To put your financial fears to rest, we decided to debunk this once in for all.  Here’s what you need to know: If you personally check your credit score/report online, your score will not...
Read More »

Scott Gamm on The Better Show

Scott Gamm The Better Show

This week, we’ve been talking about the importance of having a high credit score – and how a score above 700 can save you thousands of dollars, since it will result in lower interest rate on a mortgage, car loan or credit card.  Scott Gamm, Founder of HelpSaveMyDollars.com, discusses what you need to know...
Read More »

A High Credit Score Means More Savings

credit image

A higher credit score will result in lower interest rates on mortgages, car loans and even credit cards – this will save you thousands of dollars over the life of a loan.  And attaining a high credit score is easier than you might expect.  It mostly involves paying bills on time.  Here’s what you...
Read More »

Raise Your Credit Score With These 3 Tips

Credit Cards Image

The credit score is your financial GPA.  If you don’t have high credit score, you won’t get the lowest interest rates on mortgages, car loans and you might even have a tough time renting an apartment…as many landlords are using the credit score to gauge the responsibility of prospective tenants.  And not to mention...
Read More »

Credit Cards vs. Debit Cards

Credit Cards Image

  In a world where online retailers are taking over, using plastic to pay for things is almost…a must.  And I say that with caution, because I’m a huge fan of cash…among many benefits, it limits your spending, since once there’s no more cash in your wallet, you can’t buy anything else.  With credit...
Read More »

5 Tips for Paying Off Holiday Debt

Credit Cards Image

The holidays are over – but the debt isn’t – especially if you used your credit cards to finance your holiday purchases. As the credit cards statements start arriving in the mail over the next few days, here are some tips on how to tackle your holiday debt. 1. Figure Out Exactly How Much...
Read More »

Top 3 Credit Cards for Students

Credit Cards Image

Heading back to school or college and in need of a credit card?  If you’re thinking of applying for a credit card to be able to live a better lifestyle and spend more money, you have the wrong mentality!  If you want a credit card so you can start building good credit, you’ve got...
Read More »

How Debt Affects Your Credit Score

Credit Cards Image

Got credit card debt? You’re not alone.  Americans have 609 million credit cards, according to the Federal Reserve Bank of Boston – with an average of 2.7 credit cards per consumer. Credit card debt causes huge strain to your financial and personal lives.  The average household has $15,788 in credit card debt, according to...
Read More »